I was about to post this on webboard..

..but i realized this made a better post, because I know few webboarders, but know most of the people hitting this place.

So, reagarding this thread about banks, specifically, that thing about banks holding deposits.

I'm guessing you (in this case, Scott N) use TD, like me. My old man uses Royal, and apparenlty he has full access to all deposits immediately, ATM, or wherever. TD just likes to fuck with people for no really good reason. Yes, I know there's A good reason, just not good enough.

Now, as a further aside, what really annoys me is that today, with electronics funds transfers, tc, etc, it take 5 business days to transfer money from one account to another. The money left my chequing account on day 1, but god-damn NSLSC didn't get it "cleared" until 6 days later. Now, as much as I want to blame the NSLSC, as they're rather idiotic about most things, they've insisted to me that it's the bank. I thought allowing mergers, consolidation, etc, was suppsed to increase efficiency for consumers, not just bank profits. It's things like this that make me slip further and further left each day. Quick, where's my bong and poncho!